20 Daily Habits of A Millionaire

You’ve probably heard the statement that rich people are not born, but become. It really is. If you look at all the famous millionaires, you can see how they achieved success. Certain habits helped them in this.

Wealth does not come by itself. To achieve it, you need to work on yourself and surround yourself with worthy people. According to the company Fidelity Investments, about 80% of the owners of the millionth fortune earned it themselves, and did not receive it from wealthy parents. A strong desire and serious self-discipline helped the millionaires reach the top. And also simple daily rules.

A renowned US sociologist and author of Rich Habits, Thomas Corley has spent several years highlighting the lifestyle features of the famous and successful. He believes that each of us has some habits that lead to poverty. And at the same time, he is able to develop skills that will help him get rich. You can get closer to success only by following the life attitudes of financially independent individuals. Corley compiled a list of 20 rules that help you make money. You can use them too.

1. Say no firmly

It is very important to learn how to refuse correctly. Unprofitable offers are constantly being received. They only take away valuable time, nerves and, of course, money. You need to firmly refuse unplanned parties, uninteresting events and obviously failed business proposals. Say no with confidence and clarity. People who appreciate and respect you will not be offended by a refusal. They will support your choice if you explain your position to them. This skill will change your life. Will save money. Free your conscience from unnecessary obligations and time for really important activities: the necessary rest, self-development, conquering new career heights.

2. Love what you do

All top businessmen are driven by love. Love for your business, colleagues, clients, relatives, friends, soul mate. Love of life. It can be safely called the “fuel” for success. It is she who helps to preserve the present and build a better future. With her it is much easier to overcome difficulties and move up. According to Thomas Corley, 86% of entrepreneurs who truly loved their business were able to earn at least $ 3.6 million.

The only rule: you can’t love money more than anything else. The line between serious ambition and outright greed is very thin. Do not cross it and do not get on the slippery slope of the curmudgeon who shakes for every penny. Yes, it is possible that the fortune will increase quickly, but you will not become happier. Big money can destroy a person. Entrepreneur Jim Rohn said, “When a person understands economics but doesn’t understand happiness, it’s sad.”

3. Don’t be afraid to miss

It is impossible to achieve success without ever making a mistake. So don’t be afraid of mistakes. You’re not in school and no one is going to give you grades. Misfires indicate that you are developing, learning new things and understanding how you should not act. All experienced businessmen have made mistakes more than once before they achieved heights. They are sure: it is the mistakes that help to find the right path to the top. Therefore, the ability to learn from their failures is one of the most important qualities of financially independent people.

4. Don’t make excuses

A financially dependent person is inclined to blame anyone for failures, but not himself. He is constantly looking for excuses. We need to get rid of this manner. Successful people know that they are responsible for everything that happens in their personal and professional lives. They do not believe in fate and predestination. They do not justify themselves and do not look for reasons around them, do not complain, do not blame others. Businessmen from the first hundred Forbes rely only on themselves and control their own destiny. Belief in your own strengths and the ability to take responsibility for your decisions, victories and defeats help you achieve success.

5. Take your time

On average, it takes entrepreneurs 10-20 years to realize their ambitions. But this is only a guideline, not a ready-made template. There is no standard at what age you should be successful. Each success story is different. To do your job with high quality, you need to gain skills, knowledge, fill bumps and find your own ideal recipe. Take your time, but don’t stop going forward either.

6. Ask questions

Always ask the right questions. This is a very useful skill. If you don’t know something, don’t understand – don’t be afraid to ask. Strive every day to learn something new, to clarify, to adopt someone’s useful experience. This way you will know much more than those who are afraid to seem inexperienced.

7. Write down ten thoughts daily.

Make your brain constantly work, generate fresh ideas. At first it may seem that you are not able to come up with even one. Write down how much you get. But then you will get involved and the process will go easier. Spend time with this brainstorming session every day and you will see great results. Your mind will start to work faster, and you will definitely not forget anything. The more interesting thoughts you come up with, the higher the chances that one of them will be the first step to great success.

8. Do a little more every day than yesterday.

If you improve your performance by about 1% every next day, after a while you will achieve noticeable results. Indeed, as much as 3800% efficiency will turn out per year. And you will develop yourself great

9. Get up early

Super successful entrepreneurs start their day very early. Early climbers include Bill Gates, Tim Cook, Richard Branson and many others. About 44% of the rich wake up three hours before the start of the day. And only 3% of people dissatisfied with their material well-being are early risers. You can devote time before work to yourself: read, practice, learn new information and tune in to a fruitful day.

10. Read, don’t watch TV

Education and new knowledge are very important for enterprising people. They prefer books to watching talk shows and TV series. Roughly 67% of businessmen Corley surveyed devote less than an hour a day to television. And 88% of them devote at least half an hour to books. First of all, we are talking about applied literature and nonfiction, and not about novels. Interesting thoughts, fresh ideas and experience of specialists can be gleaned from serious publications. Thanks to this, you will be better versed in your field and generally become more erudite.

11. Eat slower

Rich people allow themselves to spend a little more time at lunch because they know that the brain and body need to be given a break. Working without interruption is ineffective. So stop eating on the run. Allow yourself to enjoy a full meal with a clear conscience.

12. Maintain a healthy mind in a healthy body

Exercise, nutrition, and health care are essential to success. Even on a very busy schedule, 76% of successful entrepreneurs find time to go to the gym 4 times a week. And 57% always follow their nutrition.

13. Plan your business

To stay focused and not forget anything, it is worth making a list for the day, week, month. If you want to achieve something, write it down. Just formulate the task clearly. Instead of “I want to get rich” write “I want to earn so much in a month.” And already, starting from the goal, plan small steps to achieve it. In addition, when the day is scheduled, you will not miss a single important thing. And your brain, instead of memorizing all routine tasks, will be able to spend resources on something important. According to statistics, 67% of respondents perform all planned tasks at least 70%. They necessarily solve at least 7 out of 10 questions posed during the day.

14. Invest wisely

Financial literacy is the foundation of success. It’s not enough just to make a lot of money, she still needs to properly dispose of. You need to be able to save and invest, use various financial instruments. If you don’t understand this, you can lose much larger sums. Rash spending often leads to financial ruin. Successful businessmen know how the market works and how easy it is to multiply profits. They wisely manage their assets and liabilities, they constantly invest. They save wherever possible. And they also necessarily set aside a certain part of the profit in a special reserve fund.

15. Get  fully involved into your business

In order to become not only rich, but also happy, it is important to find a business to your liking and completely immerse yourself in it. You cannot be truly successful in what you don’t like. Steve Jobs thought so. And many other millionaires think. 86% of them admit that they love what they do. It helps you develop faster and be more productive. I would like to learn more about the chosen direction, meet new people and work on myself.

16. Don’t waste your money

When you are truly successful, you don’t need to prove it to anyone. And smart economy will help increase capital. As Thomas Corley has learned, 95% of great entrepreneurs save 20% or more of their income. They drive inexpensive cars, fly regular airlines and don’t buy the latest smartphone just to show off their wealth.

17. Meditate

The positive effects of meditation on physical and mental health have long been proven. It strengthens the immune system, improves memory, helps fight stress and becomes more focused. Meditation is a favorite relaxation technique for Twitter CEO Jack Dorsey, celebrity media personality Oprah Winfrey, and other financially successful people.

18. Form the right social circle

Avoiding loneliness, people often move in the wrong environment. However, this is the wrong approach. Putting forward certain requirements for yourself, you must be no less demanding of the people around you. It is worth communicating only with those who contribute to your development. Surround yourself with smart, successful, accomplished individuals. Look for those from whom you can learn something, learn something. If there are optimistic people around, you yourself will begin to believe more in the result. You will be inspired, generate good ideas. And you will stop complaining, having learned to rely on yourself. Having good teachers and loyal friends is essential to your success. This is confirmed by 68% of the wealthy. And 93% are sure: they would not have gotten rich if not for their mentors and partners.

19. Don’t be led by emotions

Don’t let your brain shut off and your emotions take over your mind. Strong experiences, whether positive or negative, interfere with making informed decisions. The difficult choice must be made after weighing all the pros and cons. Moreover, during a difficult period for business.

20. Don’t go into debt

Experienced businessmen do not like to take loans or simply borrow. Spending other people’s money or generally spending money on nonsense is not a good idea, they say. To get rich, you must always understand what you can afford. And not to acquire what you cannot afford. Forbes list leaders try to analyze their resources and prices in order to profitably buy what they really need. Reasonable savings are completely independent of income level. It is necessary for both an ordinary office worker and a millionaire.

By applying these rules to your work and daily life, you can achieve more.